finance

The pension loans scheme

  To help pensioners who are asset rich but income poor, the government launched its own version of a financial product that has been commercially available for some time, the reverse mortgage. The government’s answer is its pension loans scheme (PLS), whereby a pensioner can apply for a non-taxable loan using some form of real

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If your client’s business loan is knocked back, what can they do?

Despite their best efforts, business owners can still be denied finance when applying for a loan from a bank or other financial institutions. And while a loan refusal can be disappointing, and potentially set back business plans, it can also be an opportunity for a business owner to investigate their business finances and make any

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